Products and charges
What we offer, how it works, and the benefits for your clients
The Nucleus Platform provides a new, extensive suite of integrated tax wrappers, with complete flexibility around how income and benefits are taken.
Nucleus SIPP
With its tax-efficient structure and range of investment options, the Nucleus SIPP is a reliable long-term retirement choice for your clients.
Nucleus ISA
This stocks and shares ISA offers flexible access and a wide asset choice, giving your clients a secure savings product with easy access to tax-free withdrawals.
Nucleus GIA
A versatile general investment account with a broad asset marketplace; an ideal companion to the Nucleus SIPP and ISA.
Nucleus Offshore Bond
An investment-linked insurance policy, which can be set up as a capital redemption or whole of life assurance policy, provided by RL360 Insurance Company Limited.
Modular iPlan
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Adviser fee payments
On the Nucleus Platform, adviser charges (initial, regular, and ad hoc) will normally be paid together monthly, four business days after the BACS processing date (25th of the month). If this falls on a non-business day, the processing and payment dates will be moved forward.
We've put together a calendar that shows the payment dates for 2026, following the upgrade.
Product bank accounts
Learn about how we hold your clients' payments into their Nucleus Platform products, and the protection in place.
Fixed term deposit accounts
Our customers can hold cash balances to help with the payment of adviser and service fees and charges, or to act as a temporary haven when markets are volatile.
We don’t recommend that your clients hold large balances of cash for long periods of time, but if they want their spare cash to work harder in the medium to long term, we offer access to specific products with attractive rates of return through our cash deposit accounts.
We partner with Bondsmith, an FCA regulated third-party, to offer access to a diverse range of fixed term deposit accounts from FCA regulated banks and building societies which can all be purchased online. You can view the current list of available accounts and interest rates on our cash deposit accounts page.