Helping you make retirement more rewarding for your clients

The Nucleus Financial Platforms group now runs both Nucleus Wrap and James Hay Online. This means you benefit from the combined scale, expertise and technological know-how of two of the leading retirement-focused platforms in the UK.

Spring Budget 2024

We’ve outlined the highlights from the Spring Budget in our latest Tech Talk.

Illuminate Technical

Access expert insight on pensions, tax and trusts from our Technical Support Team. 

Choosing the right platform

Is Nucleus the right platform for you and your clients? Find out in our adviser brochure, due diligence support guide and 2022 financial results.

Finance Bill 2023-24

And the abolition of the
lifetime allowance.

Visit our Consumer Duty hub

We'll help you understand what you need to do to be compliant with the new rules.

Assets under



Advice firms

Our history

Coming together

Nucleus Wrap was developed by a group of advisers who wanted to create a platform that put clients first, that gave advisers greater control over customer outcomes, and provided better value.

Meanwhile, James Hay was one of the first SIPP providers in the UK and pioneered the modular approach to retirement wealth planning.

In coming together, we’re combining the digital capability of Nucleus Wrap and the pension expertise of James Hay to offer two fantastic platforms, with another on the way.

Our vision

Who we are

In August 2021, James Hay and Nucleus Financial came together.

Our combined scale and profitability have enabled us to invest in products, technology, price and service to create a new platform designed to empower advisers to meet the evolving needs of their customers.

2024 Defaqto Gold Service rating

We’re delighted that Nucleus Wrap has been given a Gold rating for both platform and pension service by Defaqto.

A Gold rating means that we deliver the highest level of adviser satisfaction against provider perception, new business administration, existing business administration and online servicing.

Why work with us?


We offer a full suite of tax wrappers and investment options.

With Nucleus Wrap and James Hay Online, you can be confident that your clients' needs will be met now, and in the years to come.


User feedback is critical to us.

Any developments we make to our platforms are designed to make your lives easier - not because they might sound good in a marketing brochure.  


Partnering with us enables you to benefit from a range of business development and support services. From bespoke training, dedicated service teams and CPD-accredited events.

Take the next step with Nucleus